Spain in discussion

Housing, pay and independence. Understand the figures before drawing conclusions.

Same income, different housing

Hypothetical example · one month · net euros · one person

Budgets A and B
Per monthAB
Monthly net income€1,800.00€1,800.00
Monthly housing cost€900.00€600.00
Other monthly expenses€450.00€450.00
Money left each month€450.00€750.00

These figures are fictional. They are not averages for any city.

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Living alone or sharing

Hypothetical example · one month · net euros · one person

Budgets A and B
Per monthAB
Monthly net income€1,800.00€1,800.00
Monthly housing cost€850.00€450.00
Other monthly expenses€450.00€400.00
Money left each month€500.00€950.00

These figures are fictional. They are not averages for any city.

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Two plans for moving out

Hypothetical example · one month · net euros · one person

Budgets A and B
Per monthAB
Monthly net income€1,600.00€1,900.00
Monthly housing cost€650.00€800.00
Other monthly expenses€450.00€550.00
Money left each month€500.00€550.00

These figures are fictional. They are not averages for any city.

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The weight of housing costs

Hypothetical example · one month · net euros · one person

Budgets A and B
Per monthAB
Monthly net income€2,000.00€2,000.00
Monthly housing cost€600.00€1,000.00
Other monthly expenses€500.00€500.00
Money left each month€900.00€500.00

These figures are fictional. They are not averages for any city.

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Higher pay does not always mean more purchasing power

Nominal pay measures euros. Purchasing power also depends on changing prices. National headline CPI allows period comparisons but does not reflect each person’s spending basket.

INE · CPI base 2025 · 2016-01/2026-08

Compare my purchasing power

A salary bracket does not measure your wealth

EPA deciles rank gross pay from the main job. They do not describe wealth, household income or city differences in living costs.

INE · EPA 2024

Check my bracket

Moving out also has an upfront cost

Your monthly balance alone does not cover a deposit, moving costs or the buffer you want to keep. Calculate these separately before deciding.

Plan my move